The Christian Community Development Fund Inc. is a 501(c)(3) organization providing home renovations at no cost for Gulf County low to very low-income elderly and disabled homeowners.

Through volunteer labor, discounted skilled labor and materials, CCDF supports area citizens in need, assuring their residences are safe, secure, and habitable. We repair and replace deteriorated roofing, flooring, ceiling, walls, plumbing, electrical wiring, doors and windows, kitchen cabinets, bathrooms as well as interior and exterior painting. Additionally, CCDF assists in making homes more accessible for the disabled, building ramps, rails and adjusting doorway clearances.

A large number of elderly citizens reside in homes over 40-50 years old.  The closure of the local paper mill in the late 90’s forced many individuals to relocate, leaving elderly relatives behind without the benefit of a support system.  These individuals rely on assistance from area churches, senior citizen and community programs, as well as the CCDF.  The work of the CCDF helps ensure these individuals can remain independent in a safe and habitable home.

The CCDF and the Gulf County Property Appraiser Office conducted a survey in 2009 of the rural areas populated mainly by low income and elderly citizens.  The majority of homes in these areas are over 40 years old and owned by citizens who fall under the qualification guidelines used by the CCDF Home Repair Program.

Location	Number of Homes	Homes Needing Repairs
Highland View	205	98
North Port St. Joe	332	201
PSJ North of 16th Street	612	81
Oak Grove	205	83
White City	168	74
TOTALS	1522	537